XRP Market in Flux as Ripple Co-Founder Moves $175M in Tokens

In late July 2025, Ripple co-founder Chris Larsen made headlines by transferring 50 million XRP tokens, valued at approximately $175 million, across multiple addresses. Blockchain investigator ZachXBT tracked these movements, revealing that around $140 million worth of XRP was sent to centralized exchanges, sparking speculation of a potential sell-off. The transfers were distributed among four addresses, with two receiving 30 million XRP each and another taking 10 million. This activity has drawn significant attention from the crypto community, as large transactions by key figures often signal strategic shifts or liquidity events. While the exact intent behind Larsen's moves remains unclear, the market is closely monitoring XRP's price action for potential volatility. As of August 2025, XRP's long-term prospects remain a topic of debate among analysts, with some viewing this as routine portfolio management and others interpreting it as a bearish signal. The incident underscores the importance of transparency in blockchain transactions and their impact on investor sentiment.

Ripple Co-Founder Chris Larsen Moves $175M XRP, Sparking Market Speculation

Ripple co-founder Chris Larsen has transferred 50 million XRP tokens worth approximately $175 million between July 17 and 23, 2025. Blockchain investigator ZachXBT identified the movements, noting that roughly $140 million of the total was sent to centralized exchanges, suggesting a potential sell-off.

The transfers were split among four addresses, with two receiving 30 million XRP each and another taking 10 million. The remaining $35 million was divided between newly created wallets. Larsen still controls over 2.81 billion XRP, raising questions about his long-term intentions and the impact on XRP's market price.

XRP had recently peaked at $3.60 before dropping 17% to $3.10 following the transfers. Community reactions are divided—some accuse Larsen of dumping on retail holders, while others argue the moves align with broader decentralization efforts.

Ripple Co-Founder's $140M XRP Transfer Sparks Insider Selling Concerns

Ripple co-founder Chris Larsen moved $175 million in XRP tokens between July 17 and 24, with $140 million funneled to cryptocurrency exchanges, according to blockchain investigator ZachXBT. The transactions coincided with an 8% price drop for XRP, which hit a weekly low of $2.99 on July 24.

Market observers noted XRP broke below its 4-hour moving average trendline during the sell-off, though the decline also aligned with broader crypto market weakness. The wallet activity has fueled speculation about potential insider dumping, with traders questioning the token's near-term prospects.

While the exact destination exchanges weren't specified, such large movements to trading platforms typically precede liquidations. XRP holders now face renewed volatility concerns as the SEC's ongoing case against Ripple continues to cast uncertainty over the project's regulatory standing.

XRP Retreats from Record High as ETF-Driven Rally Cools

XRP slipped 4.31% to $3.14 after touching an all-time high of $3.45 last week, as traders took profits following a historic rally. The cryptocurrency's market capitalization briefly surpassed $190 billion amid institutional demand for the newly launched UXRP ETF.

Technical indicators show neutral momentum with RSI at 60.32, suggesting potential consolidation. Market participants attribute the pullback to natural profit-taking rather than weakening fundamentals, with many eyeing the $4 psychological level as the next target.

Ripple CEO Brad Garlinghouse's congressional testimony on digital asset regulation provided broader context for the week's price action. While regulatory clarity remains a long-term positive, the immediate market impact appears priced in for now.

Ripple’s Chris Larsen Dumping XRP Among Top 3 Reasons Behind Price Crash

XRP's price plummeted 18% over three days, retreating from its all-time high of $3.65. Profit-taking appears inevitable, but three critical factors accelerated the sell-off: Ripple co-founder Chris Larsen's massive transfers, delayed SEC settlement prospects, and deteriorating technical charts.

Larsen moved 106 million XRP worth $344 million to exchanges and wallets since January. Blockchain sleuth ZachXBT traced 50 million XRP ($175 million) to four addresses, with $140 million potentially hitting trading platforms. The transactions suggest strategic distribution—30 million XRP split between two wallets, 10 million to another, and $35 million diverted to fresh addresses.

Legal uncertainty compounded the pressure. Judge Analisa Torres' July 26 rejection of Ripple and the SEC's indicative ruling motion prolongs regulatory ambiguity. Without clear settlement terms, traders face prolonged exposure to litigation risk.

Retail XRP Holders Gain Access to 20% Yield Through DeFi Protocol

MoreMarkets has introduced an XRP Earn Account, enabling retail investors to participate in yield strategies previously limited to institutional players. The product targets the multibillion-dollar opportunity in idle XRP holdings by offering curated DeFi strategies while preserving self-custody—a first for the XRP ecosystem, which lacks native staking mechanisms.

The platform automates capital deployment across vetted DeFi protocols via smart contract vaults, maintaining user control over withdrawals. Security audits were conducted by Halborn, Sherlock, and Sigma Prime, with onboarding simplified through email or wallet connections.

"We're merging fintech accessibility with DeFi's yield potential," said Altan Tutar, CEO of MoreMarkets. "Retail investors have been sidelined with sub-2% returns while institutions captured 20%+ yields." The solution utilizes cross-chain infrastructure similar to wrapped assets like WBTC.

Chris Larsen Under Pressure After A Massive Transfer Of XRP – Is It Disguised Dumping?

Ripple co-founder Chris Larsen moved 50 million XRP, valued at $175 million, during a period of peak pricing at $3.60 per token. The bulk of these funds—approximately $140 million—was directed to exchange platforms, sparking speculation about strategic profit-taking ahead of a potential market downturn.

This follows a similar transfer of 50 million XRP in September 2024, raising concerns about recurring liquidity risks. Market observers question whether such large-scale movements undermine stability or reflect routine portfolio management.

XRP's subsequent price decline has amplified unease among investors, with the timing of Larsen's transactions fueling debate over hidden dumping tactics. The lack of clarity around intent leaves the market parsing the implications for broader crypto confidence.